Question 1

Do I need health insurance to get a Czech long-term visa or residence permit?

Accepted Answer

Yes. Czech immigration law requires every foreigner applying for a long-term visa or residence permit to have a comprehensive health insurance policy (KoZP) from a licensed Czech insurer. Bond Insurance issues visa-compliant policies from Slavia, Pojišťovna VZP, AXA and Vitalitas.

Question 2

Can I buy Czech health insurance before I arrive in the Czech Republic?

Accepted Answer

Yes. You can purchase a policy fully online before relocation. We send the original confirmation by email and post — accepted at Czech embassies worldwide for visa applications.

Question 3

What is the difference between MoZP and KoZP insurance?

Accepted Answer

MoZP (Necessary medical care) covers urgent care only and suits short stays. KoZP (Comprehensive care) covers preventive care, chronic conditions, pregnancy and is required for long-term visas and residence permits.

Question 4

Do you provide support in English and Russian?

Accepted Answer

Yes. Our advisors speak English, Russian, Czech and Ukrainian. We support clients from initial purchase through claims, doctor referrals and policy renewal.

Question 5

How quickly can I get a policy?

Accepted Answer

An online quote and policy issuance typically takes 10 minutes. Original documents are dispatched the same business day.

Question 6

I am outside Czech Republic — can I buy insurance online before I arrive?

Accepted Answer

Yes. Bond Insurance operates fully online. You can get a quote, choose a plan, pay, and receive your policy documents by email from anywhere in the world — India, Vietnam, Kazakhstan, the US, the UK or any other country. No in-person visit required. The policy is valid from the date you choose and is accepted at Czech embassies for visa applications.

Question 7

Which document do I submit to the Czech embassy as proof of health insurance?

Accepted Answer

Czech embassies require an original insurance confirmation (potvrzení o pojištění) issued directly by the insurer on official letterhead. Bond Insurance provides this document with every policy — we send it by email immediately and by post if required. The document meets the requirements of the Czech Ministry of the Interior and is accepted at embassies in India, Vietnam, Kazakhstan, the US and worldwide.

Question 8

Do I need health insurance to apply for a Czech student visa or student residence permit?

Accepted Answer

Yes. International students applying for a Czech long-term student visa or a student residence permit must submit proof of comprehensive health insurance (KoZP) covering their entire stay. Bond Insurance issues student-specific policies from Slavia, SV pojišťovna and AXA that satisfy Czech embassy requirements and include coverage from the first day of validity.

Question 9

What health insurance is required for a Czech long-term visa or residence permit?

Accepted Answer

Czech immigration law (Act No. 326/1999 Coll.) requires KoZP — comprehensive commercial health insurance — for long-term visas (over 90 days) and all types of residence permits. KoZP must cover at least CZK 60,000 per event and include repatriation. Bond Insurance issues fully compliant KoZP policies that are accepted by Czech embassies and the Foreign Police (OAMP).